Terms of Use

1. Agreement to Terms

By accessing, browsing, or using the website located at studentfg.com (the "Site"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use ("Terms"). These Terms constitute a legally binding agreement between you and Student Funding Guide ("we," "us," or "our") regarding your use of the Site.

If you do not agree to these Terms, you must immediately discontinue use of the Site. We reserve the right to modify these Terms at any time, and your continued use of the Site following any changes constitutes your acceptance of the revised Terms. The effective date at the top of this page will reflect the most recent update.

2. Nature of This Site — Informational Use Only

Student Funding Guide is an independent, informational resource. All content published on this Site is provided for general educational and informational purposes only. Nothing on this Site constitutes financial advice, legal advice, tax advice, enrollment counseling, or any other form of professional advisory service.

We are not a lender, a financial institution, a government agency, a college, a university, or a student loan servicer. We do not originate, service, or guarantee any loan or grant. We do not endorse any particular school, program, lender, or financial product. The information on this Site is designed to help you understand your options — not to serve as a substitute for consultation with qualified financial aid professionals at the institutions you are considering.

Before making any financial decisions related to education — including borrowing, enrolling, or applying for aid — you should consult directly with your school's financial aid office and, where appropriate, a licensed financial advisor.

3. Accuracy, Currency, and Completeness of Information

We make reasonable, ongoing efforts to ensure that the information published on this Site is accurate, current, and complete. However, education aid programs, federal regulations, state grant programs, loan terms, deadlines, and award amounts are subject to change at any time. We cannot guarantee that all information on this Site reflects the most current program details at the time you access it.

You should always verify information directly with the relevant program administrator, government agency, state agency, or financial aid office before relying on it for any decision. We expressly disclaim any warranty, express or implied, as to the accuracy, completeness, reliability, or timeliness of any content on this Site.

4. Permitted Use

You are granted a limited, non-exclusive, non-transferable license to access and use this Site for personal, non-commercial informational purposes only. This license does not include the right to:

• Reproduce, distribute, publicly display, or create derivative works from any content on this Site without our prior written permission
• Use any automated tools, bots, scrapers, or data mining software to collect information from this Site
• Frame or mirror any portion of this Site on another website without our written authorization
• Remove, obscure, or alter any copyright, trademark, or other proprietary notices on the Site
• Use this Site for any unlawful purpose or in violation of any applicable local, state, federal, or international law or regulation

5. Prohibited Conduct

In connection with your use of this Site, you agree not to:

• Transmit any content that is unlawful, harmful, threatening, abusive, harassing, defamatory, or otherwise objectionable
• Impersonate any person or entity or falsely represent your affiliation with any person or entity
• Attempt to gain unauthorized access to any portion of the Site, other user accounts, or computer systems or networks connected to the Site
• Interfere with or disrupt the integrity or performance of the Site or its underlying technology
• Upload or transmit any viruses, malware, or other harmful code
• Use this Site to solicit, collect, or compile personal information about other users for any unauthorized purpose

6. Intellectual Property

All content on this Site — including but not limited to text, graphics, logos, icons, images, page layout, and compiled information — is the intellectual property of Student Funding Guide or its content contributors and is protected by applicable United States and international copyright, trademark, and other intellectual property laws.

You may print or download a single copy of individual pages from this Site for your personal, non-commercial reference only, provided you do not remove any copyright or proprietary notices. No other use of Site content is permitted without our prior written consent. Unauthorized use of any content from this Site may subject you to civil and criminal penalties under applicable law.

7. Third-Party Links and Resources

This Site may contain links to external websites, government portals, educational institutions, or other third-party resources that we believe may be useful to visitors. These links are provided solely as a convenience and for informational reference. We do not control, endorse, or assume responsibility for the content, privacy practices, terms, or accuracy of any third-party website.

Your access to and use of any linked third-party site is governed entirely by the terms and privacy policies of that site. We encourage you to review those policies before providing any personal information to any external site.

8. Disclaimers and Limitation of Liability

This Site and all content on it are provided on an "as is" and "as available" basis without any warranty of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

To the fullest extent permitted by applicable law, Student Funding Guide and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages arising out of or in connection with your use of, or inability to use, this Site or any content published on it — even if we have been advised of the possibility of such damages.

This includes, without limitation, damages resulting from your reliance on any information obtained through this Site, errors or omissions in content, unauthorized access to or alteration of your transmissions or data, or any other matter relating to this Site.

9. Indemnification

You agree to defend, indemnify, and hold harmless Student Funding Guide and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including but not limited to any content you submit, your use of any information obtained from this Site, or your violation of any rights of a third party.

10. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or your use of this Site shall be resolved exclusively in the state or federal courts located in Dallas County, Texas, and you hereby consent to the personal jurisdiction of such courts.

11. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable under applicable law, that provision shall be modified to the minimum extent necessary to make it enforceable, or if such modification is not possible, it shall be severed from these Terms. The remaining provisions of these Terms shall continue in full force and effect.

12. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Student Funding Guide with respect to your use of this Site and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, with respect to the Site.

13. Contact Information

If you have questions about these Terms of Use or wish to report a concern about content on this Site, please contact us: