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Student Funding Basics

Build a smarter plan for paying for school.

Explore practical information on FAFSA, federal grants, state programs, school-based aid, and student loan options in one place.

Explore Aid TypesBrowse FAQ
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State Programs

State grant programs available across all 50 states.

Residency-based grants can significantly supplement federal aid. Each state runs its own programs with separate eligibility rules.

State ProgramsLearn More
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FAFSA Guide

Understand FAFSA before you file it.

FAFSA determines eligibility for federal, state, and most institutional aid programs. Filing early gives you access to the most funding.

FAFSA OverviewCommon Questions
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Private Grants

Private grants & foundation funding — no repayment required.

Beyond federal and state programs, thousands of private grants exist through foundations and organizations.

Private GrantsRequest Info
Pell Grant Max
$7,395
2024-25 award year
States with Programs
50
All US states covered
Aid Types Covered
4
Grants, Loans, Work-Study
Cost to Use
Free
Information only
Aid Programs at a Glance
Pell GrantFederal
Direct Subsidized LoanFederal
Direct Unsubsidized LoanFederal
State Need-Based GrantState
Institutional Merit AwardSchool
Private Foundation GrantPrivate
Quick Answers
What is the difference between a grant and a loan?
Grants do not need to be repaid. Loans must be repaid after leaving school, with interest.
When should I submit my FAFSA?
As early as possible after October 1 — many grants are first-come, first-served.
Can adult and returning students qualify?
Yes. Eligibility is generally based on financial need and enrollment status, not age.
Can I appeal my financial aid offer?
Most schools offer a professional judgment review process with supporting documentation.